Individuals

Regardless of your investment goals, 1620 Investment Advisors can provide the guidance and service level that meets your needs. In all cases, we review with you your investment return goals and risk preferences, income needs, tax considerations, and other special circumstances. 

Our management services for individuals include:

Asset Allocation

The mix among stocks, bonds, cash, and other asset classes is a primary driver of investment returns and risk levels. At 1620, we help our clients identify the correct mix for their goals and circumstances, using our knowledge of historical asset class behavior combined with an assessment of current market conditions.

Stock Selection

Once the appropriate level of stock exposure is established, 1620 will structure a diversified portfolio of individual stocks with characteristics that reflect the client’s preference for income and/or growth. For income-oriented clients, our portfolios emphasize larger companies with proven records of dividend payment and attractive dividend yields. For growth-oriented clients, portfolios include smaller company stocks ($200 million to $5 billion in equity market capitalization) that are large enough to be well established, but small enough to be inefficiently priced and to offer superior growth prospects. Our equity portfolios are always well diversified, and particular attention is paid to stock valuation levels (i.e., we don’t like to overpay for growth or dividends).

 

Bond Selection

For many investors, owning individual bonds can be more efficient than a pooled vehicle (i.e. mutual fund). We can create a custom portfolio that gives the investor greater control of principal, yet at lower fee levels than a typical mutual fund expense ratio. We can structure taxable or non-taxable bond portfolios based on your needs and taxation levels.

Mutual Fund Selection

We can help you choose the appropriate no-load (no sales charge) mutual funds to suit your investment profile and your current asset holdings. With access to over 1200 no-load funds available from over 200 fund families, we review and monitor fund strategies, performance, style consistency, risk parameters, and fees. Examples of the fund families we monitor include American Funds, Carillon, Columbia, Federated, PIMCO, Invesco, Janus, Putnam and Wasatch. Typically, some fund families excel in some investment areas, while other fund families may offer stronger products in other areas. At 1620, we’ll find you the best fund regardless of who sells it.

36 Cordage Park Circle, Suite 217 | Plymouth, MA 02360      info@1620ia.com  |   508-830-4778

© 2018 by 1620 Investment Advisors, Inc.